. >>> check it out, kate middleton is sporting a new do. the new look is on the right. it's a little bit darker and now she has some long bangs. i don't know if i could really tell that much of a difference. >> steve: it's bouncing a lot of life. >> brian: still seems happy. >> steve: she does. all right. meanwhile, this is something unhappy. last year more than 11 million people were victims of identity theft and shockingly, one out of 11 cases are caused when a family member mishandles your information. joining us with tips to protect yourself during this christmas season is personal finance expert dave ramsey. let's start with that headline right there. a lot of people victimized by identity theft and it's a family member to blame? >> yeah. another one out of ten are somebody that you know, like a roommate, ex-girlfriend, ex-boyfriend, those kinds of things. a loft it's fairly close to home. that makes it particularly sad because you have to file a police report to not have to pay the debt. so it really creates a real mess when someone scummy enough to steal your ide